How to Spot a Genuinely Good Deal (and Ignore the Rest)
Discount culture is designed to make you spend. Use these four tests before any sale purchase.
Not financial advice
Everything on this site is general information and personal opinion for educational purposes only. It is not regulated financial advice, and it does not take your individual circumstances into account. Always do your own research and speak to a qualified financial adviser before making investment, tax, pension or debt decisions.
A deal only saves money if you were going to buy the thing anyway. Everything else is spending with a discount attached.
The four tests - Was it on your list before the sale existed? - Is the price actually lower than the 90-day average, not the inflated "was" price? - Would you buy it at full price next month? - Can you pay for it now, without credit?
Where real value hides Refurbished electronics with a warranty, end-of-season basics, and annual billing on services you already pay monthly. Those beat almost every flash sale.
A simple cooling-off rule Put non-essential items in the basket and wait 48 hours. Most of the urge disappears, and so does most of the spending.
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